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At 44, I Was Broke and Scared—At 63 I Retired Early. Here’s Exactly What I Did

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November 18, 2025
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At 44, I Was Broke and Scared—At 63 I Retired Early. Here’s Exactly What I Did
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Happy smiling senior couple enjoying an outdoor sauna in winter
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Promoting Disclosure: While you purchase one thing by clicking hyperlinks inside this text, we might earn a small fee, nevertheless it by no means impacts the services or products we advocate. At 44, Tom Weber’s bank card assertion made him bodily sick. Between the divorce, his daughter’s school payments, and years of simply “getting by,” he had nothing saved and $11,000 in excessive-curiosity debt.

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