Searching for free coin counting machines or questioning the place you’ll be able to money your cash without cost?
You’re not the one one.
Primarily based on a report from the U.S. Coin Job Drive, the U.S. Treasury estimates that People have about $48 billion in unfastened change simply sitting round at house.
However as an alternative of paying huge charges at locations like Coinstar, there are higher free choices.
On this publish, I’ll share the most effective spots to show your cash into money with out paying something, plus some sensible ideas that will help you keep away from charges and get essentially the most out of your change.
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No worries, right here’s a fast comparability desk I made to point out you the most effective methods to money in your cash without cost, together with banks, credit score unions, and Coinstar alternate options.
Hope this makes it simpler so that you can discover what you’re on the lookout for.
Choice |
Free? |
Particulars |
Greatest For |
---|---|---|---|
Your Financial institution |
✅ For purchasers |
Could require rolled cash; varies by department |
Checking account holders |
Credit score Unions |
✅ For members |
Usually supply free coin counting or settle for rolled cash |
Credit score union members |
QuikTrip Fuel Stations |
✅ |
Accepts cash for money; verify native retailer |
Individuals in QT-served states |
Coinstar (Reward Card Choice) |
✅ |
No charge in case you select reward playing cards as an alternative of money |
Buyers at main retailers |
Coinstar (Money Choice) |
❌ |
12.9% charge + $0.99 transaction charge |
Comfort over financial savings |
Banks That Trade Cash for Free
Up till just some years in the past, nearly all banks had coin counting machines within the lobbies of their branches. Sadly, only a few do as of late.
That mentioned, whereas some banks might not have a bodily coin counting machine, you’ll be able to nonetheless money in your cash by going to the counter and asking the teller to do it for you. However usually you’ll have to have all of your cash counted and rolled up (pennies, dimes, nickels and quarters separated and rolled right into a stack). You’ll be able to simply dump a bucket of pennies on the counter and anticipate the teller to provide the equal money for it.
Members can have their cash exchanged without cost, however non-members will often must pay a charge. So, you probably have some cash you wish to money in, I might suggest calling your financial institution to see if they may do it for you.
Listed here are some banks the place you’ll be able to alternate cash for money without cost in case you’re a buyer:
- Residents Financial institution: Choose areas present free coin counting for purchasers.
- JBT (Jonestown Financial institution & Belief): Affords coin counting providers at some branches.
- Manasquan Financial institution: Many branches supply coin machines, usually free for purchasers.
- Republic Financial institution: Recognized for its “Cash for Youngsters” initiative and free coin counting at choose areas.
- Financial institution of America: Whereas most branches now not have coin machines, a number of should still present restricted providers.
- Capital One: Providers fluctuate; some branches supply coin counters, particularly in older areas.
- Citibank: Restricted availability, however some branches should still supply coin providers.
- Truist: Availability depends upon the area; some areas have coin counting machines.
- U.S. Financial institution: Some branches, notably in Minnesota, have free coin counting machines.
- TD Financial institution: Used to supply “Penny Arcade” machines; some areas should still present coin providers.
- Chase Financial institution: Usually doesn’t supply coin machines, however a number of older branches may nonetheless have them.
- PNC Financial institution: Providers fluctuate; coin counting could also be out there at choose branches.
- Wells Fargo: Coin providers are restricted, however some branches might settle for rolled cash for money.
Please do remember that every financial institution has its personal guidelines and insurance policies. They usually change and replace them usually. So to avoid wasting your self time, ensure that to at all times name your native department and ask earlier than driving down.
Credit score Unions with Free Coin Counting
Credit score unions are typically extra community-focused and sometimes present free coin counting as a profit to members.
Not each Credit score Union has coin counting machines of their department, however they might nonetheless settle for rolled cash or present coin counting via teller providers.
Listed here are a number of well-known credit score unions that supply free coin counting at choose branches:
- Navy Federal Credit score Union: Affords coin-counting machines at some areas, free for members.
- First Neighborhood Credit score Union: Many branches present free coin counters for members.
- Alliant Credit score Union: Whereas primarily on-line, partnered department areas might present coin counting choices.
- Boeing Workers Credit score Union (BECU): Choose areas have coin counting machines out there to members at no cost.
- America First Credit score Union: Affords free coin counting machines at many branches in Utah and surrounding states.
As at all times, availability can fluctuate by location, so it’s finest to name forward or verify your credit score union’s web site earlier than visiting.
There are millions of credit score unions throughout the nation, so it’s unimaginable to listing all of them. To seek out out in case your native credit score union gives free coin counting or coin-to-cash providers, simply give them a fast name.
You can too search on-line utilizing a phrase like “Does [Credit Union Name] money cash without cost?” to get solutions particular to your space
Money Cash at QuikTrip Fuel Stations
QuikTrip is one other place the place you’ll be able to money in your cash. There are greater than 900 QuikTrip areas so you’ll be able to alternate your cash at your native QuikTrip fuel station.
You will discover QuikTrip shops within the following states:
- Alabama
- Arizona
- Arkansas
- Georgia
- Illinois
- Iowa
- Kansas
- Louisiana
- Missouri
- Nebraska
- North Carolina
- Oklahoma
- South Carolina
- Tennessee
- Texas
You can too get free air for your tires in any respect QuikTrip areas and buy dry ice there as nicely.
Shops with Coin Counting Machines
Okay, so the choices above are nice if you wish to money your cash without cost, however I’ve received much more for you.
Some retailers have coin counting machines that allow you to alternate cash for money. You simply pour your cash into the machine, and it counts them. If it might’t determine some cash, like overseas, broken, or probably not cash, it spits them out. Typically placing these cash again in helps the machine acknowledge them.
These machines are simple to make use of and a helpful technique to money in spare change when you’re on the retailer.
Now, it’s vital to know that almost all coin counting machines at shops aren’t free. Many use Coinstar kiosks, which cost a service charge of as much as 12.9%, plus a $0.59 transaction charge. Not free, however not too costly both.
The comfort is that you would be able to money your cash throughout your common grocery run as an alternative of constructing a particular journey to the financial institution.
Under, I’ve listed retailers which have coin counting machines at a few of their shops. However simply because a retailer is on the listing like Walmart doesn’t imply each location has a machine. The Walmart close to you won’t have one, however one other one in a close-by city may.
I haven’t checked each single location, so to avoid wasting time, I like to recommend calling your native retailer first to see if they’ve a coin counting machine earlier than you go. That method, you gained’t waste a visit.
In the event that they do, nice. You’ll be able to head over and money in your cash hassle-free.
Nationwide Retailers with Coin Counting Machines
Right here’s an inventory of enormous chains with tons of or hundreds of areas throughout a number of states which have Coinstar machines or comparable kiosks at a few of their shops:
- Walmart
With over 4,700 shops nationwide, many Walmart areas have Coinstar machines and Cash Facilities for verify cashing and monetary providers. Many are open 24 hours.
- Albertsons
Over 2,200 shops throughout the U.S., some with Coinstar kiosks. Providers fluctuate, so calling forward is advisable.
- Kroger
Greater than 2,800 shops in 35 states. Choose areas have Coinstar machines, plus pharmacies and monetary providers.
- Goal
Almost 2,000 shops nationwide. Some Goal shops supply Coinstar machines and pharmacies. Test availability domestically.
- CVS Pharmacy
With over 9,900 areas, some CVS shops present Coinstar kiosks, although not all do.
- Lowe’s
Over 1,700 shops. Some areas have Coinstar kiosks; affirm earlier than visiting.
- Meals Lion
Greater than 1,100 shops primarily within the Southeast. Some shops have coin machines.
- Meijer
Round 240 shops in Michigan and surrounding states. Some shops have Coinstar kiosks.
- WinCo Meals
131 shops in Western and Southern states, with some areas that includes Coinstar machines.
Regional Chains with Coin Counting Providers
Here’s a listing of regional grocery and retail chains which have Coinstar or comparable coin counting machines or providers in choose areas:
Northeast & Mid-Atlantic
- Acme Markets (Connecticut, Delaware, Maryland, New Jersey, New York, Pennsylvania)
- ShopRite (Connecticut, Delaware, Maryland, New Jersey, New York, Pennsylvania)
- Hannaford (New England and New York)
- Redner’s Markets (Pennsylvania, Maryland, Delaware)
- Cease & Store (New York, New England, New Jersey)
Midwest
- Hy-Vee (Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota, Wisconsin)
- Cub Meals (Minnesota, Illinois)
- Jewel-Osco (Illinois, Iowa, Indiana)
- Large Eagle (Indiana, Maryland, Ohio, Pennsylvania, West Virginia)
- Metropolis Market (Colorado, Wyoming, Ohio)
- King Soopers (Colorado, Wyoming)
South & Southeast
- Harris Teeter (South Atlantic states and D.C.)
- Winn-Dixie (Florida, Alabama, Louisiana, Georgia, Mississippi)
- Harveys (Florida and Georgia)
- Randalls (Texas)
- Tom Thumb (Texas)
- Foodland (Hawaii)
Southwest & West
- Fry’s Meals Shops (Arizona)
- Albertsons (varied Western and Mountain states)
- Ralphs (Southern California)
- Vons (Southern California and Nevada)
How Does Coinstar Work?
Coinstar machines make it quick and straightforward to show unfastened grow to be usable cash or rewards, however there’s a catch if you would like money.
- Drop in unsorted cash (no must roll them.).
- The machine counts your change in seconds.
- Select your payout: money, eGift card (no charge), or donation.
- Get a printed voucher or receipt to redeem on the register.
Most Coinstar machines are situated in main grocery shops. You’ll be able to find a nearby kiosk here.
Coistare Charges
Coinstar costs a 12.9% service charge plus a $0.99 transaction charge.
Relying on how a lot change you have got, these charges can take a big chunk out of your complete money.
For instance, you probably have $100 in cash, you’ll pay about $13.89 in charges.
Right here’s the way it breaks down:
12.9% of $100 = $12.90
Plus the $0.99 transaction charge
Complete charges = $12.90 + $0.99 = $13.89
So you’ll stroll away with $86.11 after the charge.
Easy methods to Keep away from Paying Coinstar Price
If you wish to keep away from paying the 12.9% charge that Coinstar costs to money your cash, right here’s a wise tip: as an alternative of money, select to obtain a present card!
Coinstar offers gift cards from widespread manufacturers like Amazon, Starbucks, Lowe’s, and plenty of different locations.
One of the best half?
While you decide a present card, you get 100% of your cash’ worth, no charge taken out.
Meaning you probably have $100 in cash, you’ll get the total $100 loaded onto your reward card.
This can be a nice technique to get essentially the most worth out of your spare change, particularly in case you store at any of those shops recurrently. Simply search for the reward card choice on the Coinstar machine whenever you’re able to money in your cash.
For more information on how Coinstar charges and different hacks to keep away from paying charges, try How Much Does Coinstar Charge.
Easy methods to Roll Cash for Free Coin Deposit
Don’t have entry to a free coin counting machine?
Rolling your cash is a straightforward, old-school technique to money them in, particularly at banks that don’t have machines.
- Get free coin wrappers out of your financial institution or organize them on-line.
- Type cash by sort: pennies, nickels, dimes, quarters.
- Rely and fill every wrapper to its normal quantity (e.g., $10 in quarters).
- Carry rolled cash to your financial institution or credit score union for deposit or alternate.
Tip: Some banks solely settle for rolled cash from account holders, at all times name forward.
FAQ About Cashing Cash for Free
Listed here are fast, useful solutions to the most typical questions on changing unfastened change to money.
The place can I money cash without cost?
Some credit score unions, neighborhood banks, and choose grocery shops supply free machines.
Are coin counting machines correct?
Sure, they’re dependable, however previous or broken cash could also be rejected.
Do all banks supply free coin counting providers?
No, and in the event that they do, it’s often just for account holders.
How do I keep away from the charge at Coinstar?
Select a present card payout as an alternative of money.
Which grocery store has a coin-counting machine?
Walmart, Kroger, Safeway, and plenty of different main chains companion with Coinstar.
Do banks have coin counters?
Some do, particularly credit score unions and regional banks, nevertheless it varies by location.
Is there a free Coinstar?
Coinstar isn’t free for money payouts, however reward card choices are fee-free.
Last Ideas on Cashing Your Cash With out Shedding Cash
Whether or not you’re trying to find free coin counting machines or making an attempt to determine the place to money cash without cost, there are extra choices than you may assume.
From choose banks and credit score unions to Coinstar reward card payouts and good old school coin rolling, turning unfastened grow to be spendable money doesn’t should price you a dime.
Earlier than heading out, ensure that to name forward or use on-line instruments to see in case your native retailer or financial institution gives free providers, it’s the best technique to discover free coin counting machines and know precisely the place to money cash without cost.